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Real Wealth Health

What is your wealth health index? Start by defining wealth for yourself. What is it? Is it owning a private jet and a yacht? Or is it more esoteric than that? Is it having enough, or just a little more than enough? Or is it owing no one anything, and being able to support yourself without worrying about paying ongoing bills?

Alena and her 91 year old grandmother (who made Alena's costume)

Most people don't think about money when they go to the doctor, except when it comes to taking care of the co pay. But there is a such thing as wealth health – having a secure enough income that you don't have to worry about losing everything, maintaining enough savings to feel good about how you're going to fare if you lose your job, and having all your real needs met.

So what can you do to attain and maintain that level of real wealth, and even to achieve financial independence? Your own viable Home Based Business will bring you financial independence. Business will --- Busyness will not. Busyness causes people to care less about the things they care about. In other words, when you are busy, a volunteering victim of a rat race, your priorities get really messed up. You are much better off to deal with it now, before you lose what is most precious in your life.

1. Be very good at what you do. The best way to be good at your job is to have a job doing something you love. If you're just getting by, you are likely in the wrong line of work.
2. Pay yourself first. This old financial adage holds true, and will hold true forever. Before paying bills or anything else, sock away a fixed percentage or amount of your income into savings. Then don't look at it until you need money. Pretty soon, this little bit every week adds up into a lot, and starts generating its own interest-based wealth.
3. If you can't afford to pay yourself, you're living beyond your means. Look at what you're spending money on. Are there things you can cut back on? Do you really need all the gadgets on the car you're buying – for that matter, do you really need that new car, or can you get by with the one you have right now, or a quality used car? The correct answers to these sorts of questions can shape your entire financial future.
4. Remember to love your future self. When you save money up, you're really paying your future self money. You are loving the person you will be and doing things for him or her.
5. Focus on continual self-improvement. A person who stays the same forever doesn't get the great opportunities. If you want to advance in life, you need to be worthy of that advancement by growing and learning every day.
6. Take care of your health. One of the biggest drains on wealth is illness: first by reducing the amount of time you can spend productively making money, and second by causing terrible expenses that can eat up the wealth you've saved up over time. It makes no sense at all to save for a lifetime, but ruin your health doing it so that you are forced to spend all that money taking care of your failing body.

Stan and friends at exlusive wine cellar, Moravia

Having real wealth will reduce the stress in your life. Reducing the stress in your life leads to good health. And being both healthy and wealth health leads to the happiness we all seek.

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